Privacy Policy

This Privacy Policy explains what personal data is collected when you use bizybidz and the bizybidz mobile application (“Bizybidz”) and the services provided through (together the “Service”), how such personal data will be used and shared.

BY USING THE SERVICE, YOU PROMISE US THAT (I) YOU HAVE READ, UNDERSTAND AND AGREE TO THIS PRIVACY POLICY, AND (II) YOU ARE OVER 16 YEARS OF AGE (OR HAVE HAD YOUR PARENT OR GUARDIAN READ AND AGREE TO THIS PRIVACY POLICY FOR YOU). If you do not agree, or are unable to make this promise, you must not use the Service. In such case, you must contact the support team via email to request deletion of your account and data.

“Process”, in respect of personal data, includes to collect, store, and disclose to others.

Table of contents

• 1. Personal data controller
• 2. Categories of personal data we collect
• 3. Data protection principles
• 4. For what purposes we process your personal data
• 5. Under what legal bases we process your personal data
• 6. With whom we share your personal data
• 7. Available remedies
• 8. No limitation clause
• 9. How you can exercise your privacy rights
• 10. Age limitation
• 11. International data transfers
• 12. Changes to this Privacy Policy
• 13. Data retention
• 14. Contact us

1. Personal data controller

Bizybidz Limited, a company registered in the Federal Republic of Nigeria (with registered office at 350, Borno Way, Yaba, Lagos, Nigeria) will be the controller of your personal data.

In relation to certain categories of personal data expressly specified below (paragraph 2.3.5):

• car dealers’ transaction data relating to sales at the car auction (paragraph 2.3.5.);
• personal ID, Bank ID and CAC of car dealers (clause 2.1.);
• the Required Information of car sellers and car dealers (clause 2.1.).

2. Categories of personal data we collect

We collect data you give us voluntarily (for example, an email address). We also collect data automatically (for example, your IP address).

2.1. Data you give us

📝 Registration Information

You may be asked to provide us information about yourself when you register for and/or use the Service. This information includes: first name, last name, phone number, email, gender, date of birth (together “Required Information”), address details, working hours, etc., as well as access to your photos, albums and their metadata. You will need to provide us with your ID or similar identification document if you want to post advertisement in Mobile Phones category, unblock your account or make duplicate account primary. You will need to provide us with your Bank ID and CAC (certificate of incorporation of legal entity) if you want to participate in car auction as a dealer. When you submit your identification documents, we may use automated tools powered by artificial intelligence (AI) to review and verify these documents. This helps us assess authenticity, detect fraud or manipulation, and enforce platform safety standards.

✅ Required vs Optional Information

To use our Service and register an account, you will need to provide Required Information. You will be able to use the Service even if you do not give this data to us, but some Service’s functionality may be limited to you (for example, if you do not register an account, you will not be able to chat with other users, post ads, see contact details of other users). Sometimes you may also need to provide us additional information in the communication with our Support Team in order to fulfil your request (for example, if your account was previously blocked, we may ask you to confirm your identity by providing an ID document).

👤 Public Profile Information

While posting an announcement on the Service, you can decide to provide additional personal information on yourself. For example, you can decide to make available your CV or any photos of you or bearing your personal information. You acknowledge that by providing your personal data in the announcement you are making such data publicly available. In addition, you acknowledge and agree that we will make public some personal data from your profile to provide the Service — it will enable us to facilitate communication and transactions between the users. In particular, you acknowledge and agree that your email will be shown as a part of your advertisement in the Seeking Work CVs section to some users with the posted advertisement in the Jobs section.

⚠️ Privacy Warning: You should carefully consider risks associated with the fact that you make certain information — in particular, your phone number, address, photos, passport and financial details or exact location — publicly available.

🤖 Automated Document Review

When you upload an identification document for verification purposes — such as posting in restricted categories, account recovery, or auction access — we may use automated tools powered by artificial intelligence (AI) to assess and moderate the submitted content. These tools are provided by Google Cloud (Vertex AI/Gemini) and may process your data outside your country, subject to appropriate safeguards under Google’s Data Processing Terms. The AI system analyzes image quality, content consistency, and potential manipulation to help ensure authenticity and safety. We retain documents only as long as needed for verification or to meet legal requirements. You have the right to request a manual review if your document is flagged or rejected by the AI system. Please contact support if you wish to exercise this right.

2.2. Data provided to us by third parties

🔐 Social Login Services

Meta/Facebook: When you decide to log in using Meta, we get personal data from your Meta account. This includes your profile image, name, and Meta ID. Unless you opt-out on the Meta Login screen, we will also collect other data, such as email address, gender, date of birth, friends list, and location as listed in your Meta profile.

Google: When you log in with Google, we get your name, email address, profile picture and Google ID. We use your personal data from Google in accordance with this Privacy Policy.

Apple: When you decide to log in using Apple, we get Apple ID, name and email from your account. You can use Hide My Email function during signing in with Apple, and it will create and share a unique, random email address that will forward our messages to your personal email.

Truecaller: When you decide to log in or verify your phone number using Truecaller, we get personal data from your Truecaller user profile upon your consent. This includes your phone number, name, addresses (country code; city; street; zip code), profile image, job title, company name, gender, and other information from your profile.

👥 Referrals

If you were invited to create an account in the Service, the person that invited you can provide personal information about you, such as your phone number, email address, social media account or other contact information.

🆔 Identity Verification (Smile Identity)

We may collect your name, official government ID number and photo image to confirm your identity. For this we will share this information with a 3rd party service provider, Smile Identity Inc., in order to validate it with the governmental sources. Smile Identity Inc. may use your ID number to collect additional data on you from the governmental sources: full name, date of birth, image, address, phone number, gender, government ID expiry date or other additional information associated with your ID number that the issuing authority may provide. Smile ID may process or store your data outside of the borders of your country. During such verification, Smile ID collects information that estimates the location of parts and areas of your face (“Face Data”). We do not collect or store your Face Data. Smile ID uses Face Data only to verify you are using the ID or other identification document that is yours. Face Data used for verification is retained by Smile ID for a maximum duration of ninety (90) days upon completion of the verification and is stored on Smile ID servers, hosted by Amazon Web Services.

💳 Financial Services

When you apply for a loan from RenMoney through our platform, we get information only about total number of applicants, and RenMoney separately collects your personal data.

2.3. Data we collect automatically

🌐 Data about how you found us

We collect data about your referring URL (that is, the place on the Web where you were when you tapped on our ad).

📱 2.3.2. Device and Location data

We collect data from your device. Examples include: language settings, IP address, time zone, type and model of a device, device settings, operating system, Internet service provider, mobile carrier, hardware ID, and Meta ID.

📊 2.3.3. Usage data

We record how you interact with our Service — for example, the features and content you interact with, how often and how long you use the Service, what sections you use, and how many ads you watch.

📺 2.3.4. Advertising IDs

We collect your Apple Identifier for Advertising (“IDFA”) or Google Advertising ID (“AAID”) depending on the operating system of your device. You can typically reset these numbers through the settings of your device’s operating system.

💳 2.3.5. Transaction data

When you make payments through the Service, you need to provide financial account data, such as your credit card number, to our third-party service providers. We do not collect or store full credit card number data, though we may receive credit card-related data and data about the transaction, including: date, time and amount of the transaction, and the type of payment method used.

🍪 2.3.6. Cookies and Similar Technologies

We use cookies and similar technologies to collect certain data to enhance your experience and improve the functionality of our Service. These may include technologies like ETags, which help optimize your browsing experience, enable efficient content delivery, and help us enhance security by preventing fraud and detecting suspicious activity. For more details, please see our Cookies Notice.

📞 2.3.7. Phone number data

With your permission, we may access your phone number directly from your device. We use this solely to verify your phone number when you register or log into the Service. We do not use this data for any other purpose and do not share it with third parties except as necessary to complete the verification process. Granting this permission is optional; if you choose not to grant it, you may be required to enter your phone number manually.

3. Data protection principles

In our data protection practices we strive, in particular, to provide that personal data is:

• processed in accordance with specific, legitimate and lawful purpose consented to by you;
• adequate, accurate and without prejudice to the dignity of human person;
• stored only for the period within which it is reasonably needed; and
• secured against reasonably foreseeable hazards and breaches such as theft, cyberattack, viral attack, dissemination, manipulations of any kind, damage by rain, fire or exposure to other natural elements.

4. For what purposes we process your personal data

Service Delivery & Core Functions

4.1. To provide our Service — enabling you to use the Service seamlessly and preventing or addressing Service errors or technical issues.

4.2. To enable secure access to the Service — we process your personal data to verify your identity and enable secure access.

4.11. To process your payments — we use third-party payment processors so you can make payments and use paid features.

Personalization & Communication

4.3. To customize your experience — to adjust content and make offers tailored to your preferences and interests.

4.4. To manage your account and provide customer support — to respond to your requests, and send notifications or emails about performance, security, payment transactions, and notices regarding our Terms of Use or this Privacy Policy.

4.5. To communicate with you regarding your use of our Service — for example, via push notifications or chat. To opt out of push notifications, change the settings on your browser or mobile device. To opt out of certain emails, use the unsubscribe link in the email footer, contact support@bizybidz.com, or your profile settings.

Analysis & Improvement

4.6. To research and analyze your use of the Service — to understand our business, improve, innovate, plan and develop Bizybidz and new products, and for statistical analysis.

Marketing & Advertising

4.7. To send you marketing communications — we may add your email to our marketing list. To unsubscribe, follow the instructions in the marketing email footer, contact support@bizybidz.com, or use your profile settings.

4.8. To personalize our ads — we and our partners use your data to tailor ads. You can opt out or influence personalized advertising through your device settings (iOS: Settings → Privacy → Advertising; Android: Google Settings → Ads) and via industry tools such as the Network Advertising Initiative and Digital Advertising Alliance. See our Cookies Notice to manage cookies.

Security & Legal Compliance

4.9. To enforce our Terms and Conditions of Use and to prevent and combat fraud — including by means of automated tools and AI-based technologies; we may share information with others, including law enforcement agencies.

4.10. To comply with legal obligations — we may process, use, or share your data when the law requires it.

5. Under what legal bases we process your personal data

• 5.1. your consent (on this basis we use your cookies as described in our Cookies Notice);
• 5.2. to perform our contract with you;
• 5.3. for our (or others’) legitimate interests — including to communicate with you about your use of the Service, research and analyze usage, send marketing communications, personalize ads, and enforce our Terms of Use and prevent fraud;
• 5.4. to comply with legal obligations.

6. With whom we share your personal data

We share information with third parties that help us operate, provide, improve, integrate, customize, support, and market our Service. The types of third parties we share information with include, in particular:

☁️ Cloud storage providers

• Amazon
• DigitalOcean
• Hetzner

📊 Data analytics providers

• Facebook
• Google
• Appsflyer

🔐 Login service providers

• Google
• Apple
• Facebook
• Truecaller

📢 Marketing partners

• Social media networks (Facebook, Google)
• Marketing agencies
• Email delivery services

💳 Payment services providers

• Flutterwave
• Paystack

🏦 Local banks and other financial institutions

• Access Bank
• Sterling Bank
• Union Bank
• Sovereign Finance
• Purple Money
• QuickCheck
• RenMoney, etc.

🤖 Moderation tools

• Generative AI on Vertex AI

Law enforcement agencies and other public authorities: we may use and disclose personal data to enforce our Terms of Use, protect our rights, privacy, safety, or property, and to respond to requests from courts, law enforcement, regulatory and government authorities.

Third parties as part of a merger or acquisition: we may transfer customer information as part of a corporate transaction such as a sale, merger, consolidation, or asset sale.

7. Available remedies

If there is a data breach that may cause a risk for the rights and freedoms of individuals, we will notify the competent supervisory authority when such notification is mandatory. If the risk is assessed by us as “high”, we will also notify affected data subjects without undue delay. If the measures taken did not address your concerns, you have the right to lodge a complaint with a competent supervisory authority, or to seek redress in a court of competent jurisdiction.

8. No limitation clause

No limitation of liability shall avail us in case we act in breach of the principles set out in Section 3.

9. How you can exercise your privacy rights

To be in control of your personal data, you have the following rights:

• Accessing / reviewing / updating / correcting your personal data, and requesting a copy of it.
• Deleting your personal data — email support@bizybidz.com or delete your account via the link.
• Objecting to or restricting the use of your personal data (including for direct marketing and AI processing).
• The right to lodge a complaint with a supervisory authority.
• Objecting to processing made through automated means, and requesting a review of automated decisions.

To exercise any of your privacy rights, please send a request to support@bizybidz.com.

10. Age limitation

We do not knowingly process personal data from persons under 16 years of age. If you learn that anyone younger than 16 has provided us with personal data, please contact us at support@bizybidz.com.

11. International data transfers

We may transfer personal data to countries other than the country in which the data was originally collected in order to provide the Service and for the purposes indicated in this Privacy Policy. Where those countries do not have the same data protection laws, we deploy special safeguards such as Standard Contractual Clauses or reliance on adequacy decisions.

12. Changes to this Privacy Policy

We may modify this Privacy Policy from time to time. If we make material changes, you will be notified through our Service or by other available means and will have an opportunity to review the revised Privacy Policy. By continuing to use the Service after those changes become effective, you agree to be bound by the revised Privacy Policy.

13. Data retention

We will store your personal data for as long as it is reasonably necessary to achieve the purposes set forth in this Privacy Policy (including providing the Service to you and for the period during which you have a Bizybidz account), and as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements. We will store your hashed email address, phone number, identification documents and information on the fact your account has been blocked after fulfilling your request on deleting your personal data.

14. Contact us

You may contact us at any time for details regarding this Privacy Policy and its previous versions. For any questions concerning your account or your personal data please contact us at support@bizybidz.com. You may also contact our Data Protection Officer at bizybidz.com.

Effective as of: 04 February 2026